Tag: money
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Crash money
Fully 2½ years after our van was sideswiped and well after I had concluded that we might never get paid we got a surprise Christmas gift in the mail from the 4th District Court—our settlement money that had been ordered as restitution early in 2020. That $7355 will ensure that even if we have unexpected…
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Unexpected blessings
One of the small disappointments about this job was that the salary was somewhat smaller than I had hoped. Today on the first day I got an unexpected $5000 bonus in the form of the most generous HSA matching program I’ve ever seen. Suddenly the salary is much more in line with what I needed…
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Setting up for change
Over the past few weeks I have been positively giddy when considering the possibility of leaving my current job (and boss). With the stimulus money for this pandemic I have some reserves to make a change. Today I got final approval to refinance the house at a much lower rate. This means that my cost…
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Mounting frustrations
In the midst of a glimmer of good news Moroni is thrown back to reality with another unexpected setback as the city of Nephihah falls to the Lamanites. I know that feeling of taking hit after hit and how it hurts more when coming in the heels of finish feeling like something was starting to…
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What desirest thou?
When the angel asked this question of Nephi his answer was that he wanted spiritual knowledge confirming the message of his father. He had faith that the Lord would have him that knowledge. If I am asked that question at this time in prayer my answer would be that I want enough money for my…
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Facing reality
We told the kids that we would take the family to Disneyland next year if we could stay out of debt after the tax return and bonus came in. We paid off or debts but unfortunately they were $4000 higher than I had seen when I made that promise so our margin for error was…
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Working Laura
This isn’t the first time I’ve thought this – in fact I’ve probably work if before, but Laura would benefit from having a job. At present her value to the family is limited to whatever degree she keeps me from having to find and pay a nanny to watch the kids while I’m at work.…
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Stone quote
We finally got a quote on the stone work for the house. Thankfully it was less than we feared so even if we can get no concessions (which would be unreasonable) we can close this deal with some money to help us get the household set up fresh again. If we get fair concessions we…
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One hundred thousand dollars
After doing some evaluation of our relatively reasonable spending patterns and our history of unpredictable expenses combined with our need to have a modest buffer of positive cash flow (say $200/month) I have concluded that we should be aiming for a family income of $100,000 per year. I think we could reasonably live on $95K…
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Planning
Perhaps instead of withdrawing I need to proactively make plans. To do that we need to inject a dose of reality for Laura. Someone needs to get it through her head that she can’t just go all fit what she wants while insisting that getting what she wants must be accomplished without her making changes.…